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Wildfire news, daily.
What changed today in wildfire risk, fire insurance and home hardening across Los Angeles, Lake Tahoe and Nevada, and what it means for your home.
California Orders Lenders to Report LA Fire Insurance Payouts
State regulators want mortgage lenders to explain how they handle insurance money owed to LA fire survivors. Here is what it means if you are rebuilding.
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Zone 0 Rules in California: Where Things Stand This Fall
California's five-foot ember-resistant zone was adopted in August, then pulled back from final review. Here is the status, what the draft requires, and what to do now.
Oct 21, 2026 · 4 min read
Santa Ana Fires Test Southern California Homes: What We Learned
The season's first Santa Ana event sparked the Norte, Bryson and Henderson fires. Most homes were spared. Here is what happened and what it means for your home.
Oct 19, 2026 · 5 min read
California FAIR Plan Rates Rise 29.1%: What Homeowners Can Do
FAIR Plan premiums rose an average of 29.1% on October 15. Here is who is affected, why rates went up, and how hardening can help you get back to a standard policy.
Oct 16, 2026 · 4 min read[ → ]Evergreen guides
From the Field Journal.
Lake Tahoe Tree Removal Permit Rules for Defensible Space
Most defensible space work at Lake Tahoe needs no permit, but larger trees do. Here is how the 14-inch rule works, when it is stricter, and who issues permits.
Oct 23, 2026 · 10 min read
What Is Home Hardening? The Complete Wildfire Guide for Homeowners
Home hardening means upgrading a house so it resists ignition from embers, flames and radiant heat. Here is what it includes, what it costs to ignore, and where to start.
Oct 21, 2026 · 5 min read
How to Lower Your Home Insurance in a California Fire Zone
Premiums in fire country keep climbing. These are the steps that actually change how insurers see your home, in the order we recommend doing them.
Oct 20, 2026 · 5 min read