

[ 01 ]Background
Owner, General Contractor.
Mike Yakovich has spent more than 30 years building homes across Southern California, specializing in luxury custom homes. His company, My General Construction, Inc., holds California contractor license #1029958.
In 2018 he acquired Wetline Wildfire Defense, with founder Craig Weeks staying on as chief technical designer, to bring construction-grade craft to wildfire hardening. He oversees every Wetline installation.
Mike writes Wetline's guides on rebuilding, protecting homes when owners are away, and what hardening means for insurance.
Areas of expertise
- Luxury custom home construction
- Rebuilding after wildfire
- Wildfire hardening installation
- Fire-resistant building materials
- Hardening for insurance
[ 02 ]Articles
Written by Mike.

How to Lower Your Home Insurance in a California Fire Zone
Premiums in fire country keep climbing. These are the steps that actually change how insurers see your home, in the order we recommend doing them.
By Mike YakovichOct 20, 2026 · 5 min read
Leaving the California FAIR Plan: A Step-by-Step Guide
The FAIR Plan was built as a last resort. Here is how hardening and documentation help homeowners in fire zones get back to a standard carrier.
By Mike YakovichOct 01, 2026 · 3 min read
Rebuilding After the Palisades and Eaton Fires: Harden from Day One
Rebuilding is the one moment when hardening costs the least. Here's what Palisades and Altadena homeowners should build in, and what to add to homes that survived.
By Mike YakovichAug 26, 2026 · 3 min read
FAIR Plan vs. a Standard Homeowners Policy: What's the Difference?
Many fire-zone homeowners are on the FAIR Plan without knowing what it does and doesn't cover. Here's a plain-language comparison.
By Mike YakovichAug 12, 2026 · 3 min read
Protecting a Second Home from Wildfire When You're Not There
Vacation homes in Tahoe, Malibu and the mountains often sit empty during fire season. Here's how to protect a home no one is watching.
By Mike YakovichJul 29, 2026 · 3 min read